Funding Your Modifications
Discover funding options to make your home modifications affordable. From NDIS and My Aged Care to government grants and other programs.
View Funding FAQsMain Funding Programs
NDIS
National Disability Insurance Scheme funding for home modifications and assistive technology.
Eligibility:
- NDIS participant
- Reasonable and necessary
- Related to disability
- Primary residence
My Aged Care
Support for older Australians through CHSP and Home Care Packages.
Eligibility:
- 65+ years old (50+ Aboriginal/TSI)
- Need help to stay independent
- Australian citizen/permanent resident
- Living in Australia
Government Grants
State and territory government grants for home modifications and accessibility improvements.
Eligibility:
- Varies by state/territory
- Often means tested
- Property ownership or rental
- Specific disability/age criteria
Other Funding
DVA, private funding, community programs, and charitable organizations.
Eligibility:
- Veterans (DVA)
- Community housing tenants
- Charitable organization criteria
- Private funding options
What's Covered? Quick Reference
This table provides a general guide to what modifications are typically covered by different funding sources. Always check with the specific program for your individual circumstances.
| Modification | NDIS | My Aged Care | State Grants |
|---|---|---|---|
| Grab rails & handrails | ✓ | ✓ | ✓ |
| Ramps (permanent & modular) | ✓ | ✓ | ✓ |
| Bathroom renovations | ✓ | Limited | ✓ |
| Kitchen modifications | ✓ | Limited | ✗ |
| Doorway widening | ✓ | ✗ | Sometimes |
| Ceiling hoists | ✓ | ✗ | ✗ |
| Stairlifts | ✓ | Limited | Sometimes |
| Smart home technology | Sometimes | ✗ | ✗ |
✓ = Generally covered | ✗ = Generally not covered | Other = Coverage varies
Funding Application Timeline
Initial Assessment
Contact funding body, register or discuss with LAC, arrange professional assessment.
Professional Reports
OT or assessor conducts home visit, prepares detailed report with recommendations.
Quotes & Submission
Obtain quotes from registered providers, submit application with all documentation.
Approval & Work
Funding decision made, work scheduled and completed by approved provider.
Timeline varies by program and complexity. Major modifications typically take 3-6 months from start to finish.
Tips for Successful Applications
- •Start early - applications take time
- •Choose experienced OTs and providers
- •Get detailed, itemized quotes
- •Keep copies of all documentation
- •Follow up regularly on progress
- •Consider future needs, not just current
Common Application Mistakes
- ✗Not getting professional assessment
- ✗Using non-registered providers
- ✗Incomplete documentation
- ✗Starting work before approval
- ✗Not comparing multiple quotes
- ✗Poor communication with funding body
Need Help Navigating Funding?
Connect with support coordinators and OTs who can guide you through the funding application process.